https://youtu.be/cN6bcbiK6Wo?si=elvzeRvYYQSMcj-N

Is paying with your phone really safer than tapping the physical card? In many everyday situations, it can be — and Apple Pay and Google Wallet add protections that a piece of plastic simply cannot.

In this plain-English guide, Simon explains what happens when you pay with a digital wallet, why the shop does not receive your actual card number, and how Face ID, a fingerprint or your passcode helps protect ordinary payments.

You’ll learn:

• why a digital wallet uses a protected substitute for your card number;
• why a phone payment normally needs your approval;
• how a lost phone differs from a lost physical card;
• what mobile payments cannot protect you from; and
• why carrying one backup card can still be sensible.

TRUSTED INFORMATION

Apple Pay security and privacy:

https://support.apple.com/en-au/101554

Google Wallet security:

https://support.google.com/wallet/ans...